Dear Gene:
Those of us who retired prior to 1993 are extremely pleased that the modern players are reaping the rewards of your efforts. Benefits like severance pay, extended health coverage, 401(k), annuities, and player bonuses – just to name a few – will ensure the financial futures of the modern NFL players.
That being said, however, the pre-1993 players have not enjoyed similar benefits and as a result, many are facing debilitating financial crises that post-1993 players will never face:
- The “guaranteed pensions” you mentioned provide players who retire after 1998 with as much as $425 per month for each credited season. For those who retired prior to 1982, however, the “guaranteed pension” is just $200 per month for each credited season. For players like John Mackey, this “guaranteed pension” means less than $24,000 per year. What is particularly ironic about Mackey’s situation is that as President of the NFLPA he put his career on the line to gain the free agency rights that have escalated modern players’ salaries and benefits.
- Regarding the disability benefits you mentioned, The Wall Street Journal recently reported that “Although most NFL players suffer injuries of one sort or another during their careers, only 90 of the more than 7,000 former pro players covered by the NFL disability plan receive football disability benefits.” Sports Illustrated, The Wall Street Journal, Pittsburgh Post-Gazette and other publications have chronicled the challenges faced by the late John Unitas, the late Mike Webster and other retired NFL players in attempting to obtain disability benefits for football injuries. According to The Wall Street Journal, the NFL paid $14.5 million in disability benefits to retired players in 2004. In 2003, however, the NFL paid The Groom Law Group $3.1 million to defend the league against disability claims.
- At a time when so many retirees are in need, the NFLPA opted to donate monies from the Players Assistance Trust Fund to numerous charities rather than struggling retirees. I have reviewed the four years of touchbacks in my possession and not one states that the PAT fund is over-funded. Not one touchback states that the fiduciary responsibilities of a 501(c)(3) require that funds be distributed. Clearly that information could have – and should have – been disseminated to retired players. This abuse of the PAT Fund came to light only when the Baltimore Chapter of the NFLPA Retired Players Association discovered the donations, through Andre Collins and the Pension Board. Members of the Baltimore Chapter and hundreds of other retired players, who have donated funds to the PAT Fund in the belief that those funds were going to retired players in need, have to be extremely disappointed at this practice.
- Although the severance package you mentioned is an outstanding benefit for retirees, it applies to only those who played after 1982. Those who retired prior to the 1982 season received no such severance package.
- The extended health care benefits provide health insurance for retired players for just five years after retirement. Football is perhaps the most violent of all professional sports. Studies commissioned by the NFLPA and others have shown that many of the physical and mental repercussions of football injuries appear long after players retire. For those who suffer the effects of football injuries beyond the five-year window of the health insurance benefits, those injuries are typically deemed pre-existing conditions and excluded from health insurance coverage – that is, if such players can even obtain health insurance. For those who receive minimum pensions, exorbitant health insurance premiums put health coverage out of reach.
- The NFLPA’s Retired Players’ Department serves a constituency that you now claim not to represent. If, as you stated, the NFLPA does not represent retired players, I’d appreciate your explaining why:
2. The NFLPA has an entire department devoted to retired players whom you contend are not members of the NFLPA.
4. The same literature boasts that through “the lobbying efforts of the retired players and negotiations by the active players,” pensions for retired players have been improved.
5. In response to numerous inquiries from retired players and the media, NFLPA staff members including Doug Allen and Andre Collins have repeatedly stated – privately and publicly, in the media – that you and the NFLPA represent us. In fact, in response to a question posed by Jim McFarland at a presidents’ chapter meeting in
6.
The Detroit Free-Press recently reported that the NFL is “
Even more disappointing than the league’s and the NFLPA’s failure to share the wealth with retired players is the feeling of hundreds of players that they have been betrayed by you and by the NFLPA. For years, we have been reminded that the NFLPA’s slogan is “Past, Present and Future” – referring, we understood, to past, present and future NFL players. For years, we have been assured that you are our advocate. Now we have incontrovertible evidence – your own words, in memos and in the Charlotte Observer article – that you have turned your back on your NFL teammates. This revelation begs the question, “Were all of the promises and assurances just a scam?”
Although you may feel that neither you nor the NFLPA have any legal obligation to improve benefits for retired players, we feel very strongly that you and the NFLPA – and the NFL – have a moral obligation to retired players. At a time when the NFL is amassing record-setting revenues – and at a time when the NFLPA is paying you a salary that is among the highest of any union official in the country – how can you, the NFLPA, and the NFL walk away from John Mackey, John Unitas, Mike Webster, Mercury Morris, Herb Adderley, and thousands of others?
Sincerely,
Bruce Laird


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